Payne Lake could be described as a microcosm of the Oakmulgee National Forest, with its mixed hardwood-pine forest, cattail swamp and rolling hills in close proximity. Primitive and RV camping, swimming, biking and hiking opportunities are tucked conveniently away in the heart of the Talladega National Forest. The campground hugs the picturesque lakeshore, offering a tranquil setting, hookups, boating, swimming and bank fishing, 1.5-mile trail and two sandy beaches along with offering excellent birding along the West Alabama Birding Trail.